Atlanta traffic attorney

What is uninsured motorist insurance and why do you need it?

A recent local traffic law case brings to light the importance of understanding uninsured motorist insurance:

A man whose car was rear-ended in DeKalb County in 2009 recently lost his claim against his uninsured motorist carrier when the Supreme Court of Georgia determined he did not adequately prove he was eligible for coverage.

The high court unanimously reversed a narrowly divided Court of Appeals opinion on the question. The justices found that the burden of proof rested with the injured driver, rather than his uninsured motorist carrier, to show whether the at-fault driver in the wreck was technically uninsured.

What is uninsured motorist insurance and why do you need it?

Let’s say, for instance, that you are involved in an auto accident and you suffer serious injuries. You receive a broken leg, and with surgery and recovery, your medical bills are in excess of $50, 000. On top of that, you have lost wages and of course the pain and suffering that comes with the injury.

The driver who caused the accident has the minimum liability coverage in Georgia: $25,000. Obviously, that would not cover your damages. That’s where uninsured motorist insurance comes into play.

If you have uninsured motorist coverage on your auto insurance policy, and you can prove the driver at fault was either uninsured or underinsured, you can file for payment of the difference with your insurance company.

So, if your claim is for $100,000, and you have uninsured coverage of $100,000, you could apply the $25,000 from the other party’s insurance and claim the remaining $75,000 on your policy.

Uninsured motorist coverage is relatively inexpensive. Check your auto insurance policy today and make sure you have an amount you are comfortable with. Then, in the event of an accident, contact an experienced traffic attorney to help you takes the correct steps toward the best possible outcome.

Ask Mickey Roberts: What is the Definition of a Serious Injury?

If you are involved in an accident and charged with either Driving Under the Influence (DUI) or Reckless Driving, and because of that driving, you cause another person to suffer serious injury, you could be charged with a felony, punishable with imprisonment anywhere from 3 to 15 years.

Serious injury by vehicle is one of two types of DUI cases which can be a felony case, with the other being vehicular homicide.

What is the definition of a “serious injury?”  A serious injury is “when another is deprived of a member of his body, by rendering a member of his body useless, by seriously disfiguring his body or a member thereof, or by causing organic brain damage which renders the body or any member thereof useless.”

Here are some examples of Serious Injury by Vehicle from actual Georgia auto accident cases:

  1. Broken bone(s), even a little toe!
  2. Stitches
  3. Losing vision in an eye
  4. Losing hearing
  5. Contusion of the brain
  6. Leg injury which resulted in temporary use
  7. Facial lacerations
  8. Disfigurement from surgery

 

Anytime you are involved in an accident involving another person, and you are charged with DUI or reckless driving, it is IMPORTANT that you hire an experienced traffic lawyer immediately.  There are many things which must be done soon after the accident, like notifying your insurance company, finding out the extent of any possible injuries to the other party, and obtaining copies of the police accident and incident reports. In addition, many times I will go ahead and hire an accident reconstructionist so that he can evaluate the accident site and evidence immediately.

A felony conviction can be devastating. The likelihood of not only prison time but also the disabilities that go along with such a conviction call for an aggressive, well-planned defense.

If you find yourself facing such a situation, please call me, Mickey G. Roberts, PC, immediately!

Justice for Auto Accident Injuries

As anyone who has had the misfortune of personal experience knows, automobile accidents are difficult for everyone involved. However, for those who are seriously injured in an accident, this difficulty can come in the form of a lifetime of physical and financial challenges. Fortunately, no one needs to fight these battles alone. As an experienced Georgia traffic attorney, I can defend you and help you get the assistance and justice you need in order to deal with a severe injury.

auto-accident-injury-lawyer-gwinnett-gaWhat kinds of auto accident cases can you handle?
Alongside a top notch personal injury attorney,  we can handle accidents involving cars, trucks, motorcycles, and commercial vehicles, including accidents that have resulted in wrongful death or severe injuries like spinal cord and nerve damage, fractures, and disfigurement. The only way to know the outlook for your case and whether I can help is to call me to set up a free legal consultation.

What steps should I take if I’m injured in a car accident?
The key to a personal injury case is documentation. Seek medical evaluation as soon as possible, get a second opinion if you aren’t satisfied with the initial assessment, and document as much information as you can. For example, keep track of the dates and times when you visited doctors, as well as the doctors’ names and contact information, and keep all relevant receipts and reports. It is also important to contact me as soon as possible, so that I can advise you throughout the process.

What if I can’t afford a lawyer?
One of my core beliefs is that no one should need to shoulder the financial burden of a long-term injury simply because they were not in a financially strong situation at the time of the accident. As a result, most auto accident personal injury cases operate on a contingency basis. In other words, the client does not owe legal fees unless we are able to recover money for them. Whether it’s working toward giving injured auto accident victims the assistance they need or defending Georgia drivers against charges that violate their rights, my passion is providing support for drivers in metro Atlanta, including Gwinnett County and other surrounding areas. For daily legal tips and updates about the services I offer, visit the Mickey Roberts, P.C. Facebook page, Google+ page, or Twitter profile.

MRGADUI Receives Praise from Gwinnett DUI Client

Mr. Roberts,

I really appreciate all your time and effort. Your insight and experience with DUI law helped secure a favorable plea, and in turn helped me to make, what I feel was, the best decision given the circumstances surrounding my case.  I can’t thank you enough for that.

I mean it in the best way possible when I say… I hope I never have a need to see you again…

If any questions come up I will be sure to ask.

Thank you,

J